Navigation

All Countries

Solutions

Multi-Country Operations Enterprise & White-Label Field Workforce

Industries

NGOs & INGOs Security Companies Hospitals & Healthcare See all industries → Platform & Modules Salary Calculators Pricing Blog
West Africa

Nigeria HR & Payroll Software — Nigerian Naira Payslips, PAYE, Pension & NHF

Nigerian payroll has more moving parts than any other West African market — PAYE per state, Pension Reform, NHF, ITF, NSITF. SmartHR runs all of them for your Lagos, Abuja, or Port Harcourt team, with Naira salaries via Paystack, Flutterwave, or bank file.

Income Tax: PAYE — PITA (up to 24%) Pension: PRA (8% employee + 10% employer) NSITF (1% employer) NHF (2.5% employee)
NGN
Currency
Abuja
Capital
4
Statutory Deductions
English
Official Language
What we hear from HR teams in Nigeria

If any of this sounds familiar, you're in the right place.

The recurring conversations we have with HR, finance and operations leaders in Nigeria. SmartHR Africa was built to retire each of them.

Your payroll lives in a spreadsheet on someone's laptop. Hundreds of NGN entries every cycle, manual PAYE, Pension & NHF calculations, no audit trail. Month-end is the same scramble every time.

When the Nigeria gazette changes a statutory rate, you find out from your accountant — three weeks late, after one payroll cycle has already gone wrong and a refund correction is needed.

Staff outside Abuja — branch, site, field, remote — clock in on paper or via WhatsApp. The data arrives after payroll cutoff. You pay based on what your supervisors think happened, not what actually did.

Statutory filings are a manual export each month. Your finance team rebuilds the same return from the same spreadsheet, every month, because nothing carries forward and nothing reconciles automatically.

Your employees cannot see their Nigerian Naira payslip, request leave, or update their own details without emailing HR. HR spends half their week on data-entry work the employee could do from their phone.

When an auditor, board member or donor asks for last quarter's payroll cost by cost centre, you owe a 24-hour answer. It takes a week of rebuilding from emails, exports and a spreadsheet nobody fully trusts.

Nigeria Statutory Compliance — Fully Automated

SmartHR Africa calculates every statutory deduction on every payroll run. No spreadsheets, no manual lookups, no compliance risk.

Pension (Contributory Pension Scheme)

percentage

Employee + Employer

NHF (National Housing Fund)

percentage

Employee

NSITF (Nigeria Social Insurance Trust Fund)

percentage

Employee + Employer

PAYE (Personal Income Tax)

progressive bands

Employee
Income Tax: PAYE — PITA (up to 24%)
Pension: PRA (8% employee + 10% employer)
NSITF (1% employer)
NHF (2.5% employee)
Monthly filing calendar

Nigeria statutory deadlines, every month.

Typical due day of the month following the payroll cycle. SmartHR Africa generates the return file and reminds your finance team before each cut-off — no missed deadlines, no late-filing penalties.

10 of next month

PAYE (per state)

State Internal Revenue Service

7 of next month

Pension (Contributory)

PFA / PenCom

30 end of month

NHF

FMBN (monthly)

30 end of month

NSITF (Employee Comp.)

NSITF

Deadlines drift when the date falls on a weekend or public holiday; the legal cut-off is usually the next working day. Always verify the current month with the authority — and let SmartHR Africa do the filing reminder, the calculation, and the return file for you.

Nigeria Salary Calculator 2026

Calculate take-home pay and all statutory deductions. Free, no sign-up required.

Enter Gross Monthly Salary

Monthly gross before deductions

Automate this for your whole team

SmartHR Africa runs compliant Nigeria payroll automatically every month.

Start Free Trial

Breakdown

Gross Salary
Total Deductions - ₦
Take-Home Pay
Total Employer Cost

Based on the latest Nigeria statutory rates we maintain in SmartHR. For payroll exact to the cent — including allowances, reliefs and overtime — talk to our Nigeria payroll team.

Enter a salary to see the breakdown

Open full Nigeria salary calculator →

SmartHR Nigeria Pricing

Local prices in NGN (₦) — rates locked for May 2026

Starter

Up to 25 employees

₦13,700 /month base

≈ $10.00 USD/month

+ ₦700 /employee/month

≈ $0.50 USD/employee

See full pricing
Most Popular

Professional

Up to 250 employees

₦68,500 /month base

≈ $50.00 USD/month

+ ₦2,100 /employee/month

≈ $1.50 USD/employee

See full pricing

Business

Unlimited employees

₦137,000 /month base

≈ $100.00 USD/month

+ ₦4,200 /employee/month

≈ $3.00 USD/employee

See full pricing

Operating in multiple countries? Request a multi-country quote →

Frequently Asked Questions

All 54 African countries are supported on the platform — including the smaller markets that most HR vendors skip (São Tomé, Eritrea, Comoros, Equatorial Guinea, South Sudan). Statutory rules are maintained centrally for each country, so updates to PAYE bands or social-security rates roll out per country without affecting your other markets.

Pricing is set in USD per employee per month and pinned at the start of each calendar month for currency conversion. Your local-currency price shows on every country page; HQ sees the consolidated USD view. There is no per-country setup fee and no per-module upsell — the same plan unlocks the same features everywhere.

Yes. Each country runs its own statutory engine and pay calendar; HQ sees a consolidated headcount and cost view across every market. Country data is isolated at the database query layer — a Kenya HR user (even via the API) cannot retrieve a Nigeria payroll record. See /solutions/multi-country for the full breakdown.

Statutory rates are maintained centrally in the platform — Kenya PAYE, SHIF, NSSF, Housing Levy; South Africa PAYE, UIF, SDL; Nigeria PAYE per state, Pension Reform Act contributions, NHF; and equivalents for every African country. When a gazette publishes a change, the new rate is applied within days, not weeks — and only to that country, leaving every other country untouched.

Yes — directly into M-PESA (Kenya, Tanzania, Mozambique), MTN Mobile Money (Uganda, Rwanda, Ghana), Airtel Money, Orange Money (francophone West Africa), Tigo Pesa, and Wave. The payroll system picks the right rail per employee profile and falls back to bank transfer where needed. See our mobile money payroll guide for the comparison across rails.

Typical single-country onboarding is 4–6 weeks from kick-off to first live payroll cycle. Multi-country rollouts run 6–8 weeks with the first two countries piloted, then phased rollout for the rest. See the 90-day migration playbook for the week-by-week detail.

Yes — the employee self-service app (iOS, Android, and a mobile web version) lets staff view payslips, apply for leave, submit expense claims, clock in with GPS, and submit timesheets. It works offline at field sites and syncs when connectivity returns. For workers without smartphones, USSD short codes cover attendance and basic self-service on any feature phone.

The admin and employee interfaces are available in English, French, Portuguese, Arabic, Swahili, and Amharic. Country-specific contract templates, statutory forms, and payslips are localised to each country's official language(s). Additional languages are added on request for enterprise deployments.

Ready to Automate Nigeria Payroll?

Join hundreds of Nigeria businesses running fully compliant HR and payroll on SmartHR Africa.